Financial Advice for Recent Graduates from the New York Times

This article is over my head. The advice doesn't seem to apply to me, even though I am supposedly it's target audience. It is also terribly organized. Questions and answers are strung together for 14 pages!

Sample question:

Q. I was wondering if you could give a general overview of Roth I.R.A.’s. I hear that in a couple of years there might be new laws governing the Roth I.R.A.’s which might make it pretty much the same or worse than that regular I.R.A.’s. How does investing in Roth I.R.A.’s better or worse in the short run, or even in the long run for a student whose come out with lots of loans and is still searching for a job?

Link to the article: http://www.nytimes.com/2009/05/25/your-money/25yourmoney.html?pagewanted=1

CNNMoney

This site's content is out of my league. It keeps asking about my 401k and how I plan to pay for my kids' tuition. I still have to figure out how I'm going to pay for my own tuition. I do like it's step by step lessons, however. It's also easy to move from one lesson to the next.

Headline from lesson one:

Resolving conflicts

Retirement or the kids' tuition? Here are guidelines for making some tough choices.

Link to the site: http://money.cnn.com/magazines/moneymag/money101/lesson1/index3.htm